Here are the expiration dates for Covid student debt relief, the CDC’s moratorium on evictions, and other pandemic programs

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Millions of tenants who couldn’t pay their rent during the Covid-19 pandemic were given a last-minute temporary reprieve last month when the Centers for Disease Control and Prevention extended the federal moratorium on evictions until the end of July. But for people like Cristina Livingston, who lost her job as an administrative assistant earlier in the pandemic and whose landlord refused to take federal help to cover her rent, it won’t be enough to keep her at home. Instead, it simply pushed back the timeline for an eviction its owner had pledged to carry out. “I’m just asking for a little more time,” said Livingston, 55. told The Associated Press in June, adding that the extra 30 days could act as a buffer to help him find new accommodation. “I just need time to get out of here in a dignified manner.” A Denver woman threatened with deportation but for the moratorium says it more clearly. “It was like in medieval times,” she said. told a local news station. “There’s an ax that just came down over your head, and your head is about to be cut off. ”

This ax will fall, and soon. Like the CDC Press release clearly, the June extension would probably be the last. It was only a delay of the inevitable – on August 1, housing courts will likely be filled again with landlords loudly demanding the eviction of their tenants. (In some states, such as new York and California, who have extended their own moratoriums, that deadline will simply come later.) The numbers paint a grim picture of precariousness: twice as many households have late on their rent during the pandemic compared to before Covid-19, and some studies estimate that more than six million households now have rent debt and are therefore threatened with eviction, an existing crisis exacerbated by the pandemic and which disproportionately destabilizes black, Latin and low-income families. While Congress has approved billions of dollars in emergency rent assistance to help people pay off their rent debt, this relief has been slow in coming, in part because of the onerous and onerous application process that many states have created it, apparently designed to make it as difficult as possible to access its benefits; in some cases, owners have refused to accept federal aid at all, by calculating that in the long run, emptying their tenants now will maximize their future profits. As we look to fall, the worst-case scenario is one that housing planners have been warning for months – in the words of Diane Yentel, head of the National Low-Income Housing Coalition, we can expect to a “historic wave of evictions and housing insecurity. The best case is not much better: stressed tenants scrambling for relief and waste time, money and energy fighting their landlords in housing court.

Other pandemic relief programs are expected to expire in the weeks and months to come, which will be a cascading wave of delayed and completely unnecessary pain. In September, the federal government improved unemployment benefits will end, a phase-out that has already occurred in more than two dozen largely Republican-led states that cut off their residents months before the federal expiration date. (That’s if you could access the system to begin with—according to a recent Bloomberg Businessweek analysis, nine million people who lost their jobs during the pandemic received no unemployment benefits, which equates to “a hole in the safety net as large as the population of Virginia.”) And by September 30, after more than a year of relief, more than 40 million people on federal student emergency loans will have to start paying down debt again. For many people, this burden will once again become an overwhelming financial burden, according to a survey by the Student Debt Crisis advocacy group, 90% of those polled by the group said they were not financially ready to resume payments. If forced to do so, one in three people said more than a quarter of their income will go to service their student loan debt.

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